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If you’re currently in the market to buy and you can take the time to do a little research you can often find government buying incentives available to you. The federal and local Mass governments often have special programs that assist low income buyers, seniors, as well as first time home buyers in their home purchase. These buying incentives range from down payment assistance to financing opportunities with special interest rates. There are also many programs for real estate investors & developers if you’re willing to buy within certain areas of the city, rehab older structures, or provide housing to low income renters. During your search for financing you should also be searching for financial incentives that may be available to you. You can ask your Realtor for help discovering these programs but can also do some searching on your own. It’s also a good idea to work with a local bank loan officer familiar with programs for buyers in your particular area. The following are a few good websites to start your search:

Housing & Urban Development

http://www.hud.gov/local/index.cfm?state=ma&topic=homeownership

Mass Housing

https://www.masshousing.com/

The City of Boston – Housing

http://www.cityofboston.gov/residents/housingAndProperty.asp

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As the old saying goes, real estate is all about location, location, location.  But, there is a lot more to it than just plain geography when it comes to finding your perfect home. There are a lot of things to consider during the search because, for most, a home is the most significant purchase they will ever make.

When searching for your perfect home, the obvious place to start is with the selection of a location.  If you have children, you may want to choose a home that is close to good schools and is also located in a family-oriented neighborhood.  Many people also look for a home that offers a short commute to and from work.  If you are shopping within a specific price range, you can also narrow the choices by finding an area that offers the best value for your dollar.

The perfect home for you is one that has all of the elements that you want.  Whether it’s a garage, basement, extra bedroom or bath, a large kitchen, fireplace or open floor plan, choosing the style of home that you want is an important first step in finding the perfect place to hang your hat.  You may also want to consider whether you prefer a single-level or two-story home.  Many home buyers also factor in floor plans when searching for a house, including those that offer an open and flowing design.

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Here are a couple great Dorchester multifamily rehab projects getting ready to hit the market! Both are going to be listed at $280,000 and both need a good amount of work. Could be a great long-term investments for the right person. Call Willie for more details. 617-297-8641. Here’s your chance to get them before the hit the competition!

 

Not interested in these? Call or email me and tell me what you are looking for! I’m always working with many multifamily seller’s in the Boston area and I could have the perfect property for you. 

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Understanding the true condition of your home prior to selling can obviously help you make an accurate evaluation of your property’s worth. Home inspections are traditionally done by the buyer once a sales contract is in place, but can also be done by the seller before the property is listed. A professional home inspection can allow the seller to identify and fix any problems before the home is under contract.

Often there certain repairs that may be missed by a homeowner but brought to light during a professional home inspection. There are also some cases where repairs or upgrades must be done according to local laws. This is especially true when dealing with Boston’s older stock of homes. A good home inspector will help you discover these repairs and avoid any them from slowing down or breaking up a sale.

It’s always better to know the true condition of your home prior to determining your listing price. If a pre-listing inspection is not done, and an issue arises during a buyer inspection, it can put the sale on hold or at risk if the buyer determines it is something of significance. By taking a proactive approach and getting an inspection, you can identify and make any repairs ahead of time, saving yourself headache and possibly preventing a qualified buyer from walking away during from a contract You will also make a better first impression with buyers when you have the property in top shape prior to their first visit. 

Though making repairs may sometimes seem like an unnecessary expense, these repairs, especially to the kitchens and bathrooms can really help you increase your selling price as well as assist in the speed of the sale. Many home sellers that are very familiar with the needed repairs in their property but have chosen to avoid them for various reasons. Once you’ve made the decision to sell, you can no longer afford to put off these chores.

Take your home inspection report combined with your knowledge of the property, and create a written list of what repairs must be done vs. those that could be done. Preference should obviously be taken to those repairs that must be done and only once those improvements have been made should you consider any other work. Your Realtor can also help you uncover quick and inexpensive improvements that could be done before the home is listed and may also be able to put you in contact with good local contractors.

Not every home needs to be in mint condition to sell, but many times these small improvements will help you justify a higher asking price and gain an edge over the competition.  

 
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